Insurance Waiver
Students who already have their own personal insurance coverage have the option to waive the Student Health Insurance Plan (SHIP). For a waiver to be approved, the major medical insurance coverage must meet the criteria below. Students who have their own coverage must submit a waiver through UHCSR via a secure link in BlazerNET. The major medical insurance coverage must meet the following minimum standards:
Waiver Deadlines
Students must waive or enroll once per academic year. The fall waiver period is the main waiver period. Any required student who waives during the fall waiver period will not need to repeat the process until the fall waiver period of the next year. A spring/summer waiver period will be open for students who enroll for the spring or summer but were not enrolled for the previous term. A spring/summer waiver is only good through the end of that summer term, and if a student re-enrolls for the next fall term, they will need to complete a new fall waiver.
| Fall 2024 | Spring 2025 | Summer 2025 | Fall 2025 |
|---|---|---|---|
| A Fall 2024 Approved Waiver is valid for the whole academic year | New Waiver Period- all enrolled students need to complete a waiver or enroll in insurance now regardless of prior waiver status. | ||
| A Spring 2025 approved waiver is valid for Spring and Summer (only available for those who were not enrolled/not required in the fall) | New Waiver Period- all enrolled students need to complete a waiver or enroll in insurance now regardless of prior waiver status. | ||
| Summer 2025 approved waiver is only valid for Summer 2025 (only available for those who were not enrolled/not required in Fall and Spring) | New Waiver Period- all enrolled students need to complete a waiver or enroll in insurance now regardless of prior waiver status. | ||
Students are encouraged to submit their waivers by the priority submission deadline. All waivers received and verified by the priority submission deadline will ensure that no Student Health Insurance Plan (SHIP) charge for is applied to the student’s account. If the waiver is not received and verified by that date, the student will see the insurance premium applied to the student account.
Students will have the option to waive available to them until the Final Waiver Deadline. All waivers received and validated prior to the Final Waiver Deadline will result in the insurance charge being removed from the student account. The insurance premium and SHIP enrollment will not be altered after the Final Waiver Deadline.
Fall Priority Submission Deadline: 7/25/2024
Fall Final Waiver Deadline: 9/15/2024
Spring Priority Submission Deadline (only for those who did not waive in the fall): 12/10/2024
Spring Final Waiver Deadline (only for those who did not waive in the fall): 2/2/2025
Summer Priority Submission Deadline (only for those who did not waive in the fall or spring): 3/25/2024
Summer Final Waiver Deadline (only for those who did not waive in the fall or spring): 5/26/2025
Waiver Process
To submit a waiver, please follow these instructions:
- Log in to BlazerNET
- Select “Links/Forms” or “Personal Information”
- Select “Mandatory Student Health Insurance Selection/Waiver”
- Select “Click here to complete the waiver”
- Follow the four on screen steps in the UHCSR Waiver Management System
- Once you have signed and submitted, you will receive an on screen confirmation of submission. You will receive an email notification to your UAB email once your waiver is approved or denied. Any denials can be appealed, and instructions on the appeal process will also be included in that email.
Enrollment Process
All students who do not submit a waiver by September 15th will be enrolled in the Student Health Insurance Plan. However, any student that needs to sign up is encouraged to self-enroll ahead of this date, so that you can access your insurance cards and start using your insurance as soon as possible
To Enroll in the UHCSR Student Insurance Plan, please follow these instructions:
- Log in to BlazerNET
- Select “Links/Forms” or “Personal Information”
- Select “Mandatory Student Health Insurance Selection/Waiver”
- Select “Click here to enroll in insurance”
- Follow the on-screen steps in the UHCSR Enrollment system
- Once you have signed and submitted, you will receive an on-screen confirmation of submission. You will receive an email notification to your UAB email as well. Each confirmation will contain links to “MyAccount”
- Click on the Link to MyAccount, create your account, and log in to access your cards and complete final action steps in “Action Center”
- It is important to complete your coordination of benefits step. Most students who sign up for the student health insurance plan do not have other medical insurance. You must click “no” here if you do not have other medical insurance. You must click “yes” here if you do have other coverage, so that the two insurance companies can coordinate your benefits. Either way, If you do not complete this step and then receive medical care, it can result in insurance claim denials and YOU receiving high bills for services. Completing this one simple step can prevent unnecessary billing headaches later on.