Eligible employees of UAB, UAB Hospital, and UAB Hospital Management LLC may choose voluntary benefits during the annual open enrollment Oct. 25-Nov. 11. In addition to the health, dental and vision benefits, UAB employees also will have the option to select insurance to cover accidents and identity theft and/ or participate in a pet-care discount program during open enrollment. These programs are wholly voluntary and paid for by employees and can be cancelled at any time.
Accident insurance
Accident insurance provides supplemental financial support to cover out-of-pocket expenses and more for policyholders and family members who become injured while not on the job.
Aflac coverage offers high and low options for benefits following accidental bodily damage sustained from an unforeseen and unexpected traumatic event that is not the result of disease or bodily infirmity. The cash payments are made directly to the insured, regardless of any other medical insurance.
These can offer fixed benefit payments associated with three primary areas:
- • Expenses associated with the initial accident, such as testing, treatment, ambulance transport, prescriptions and more.
- • Benefits for hospitalization including short and extended stays, intensive and/ or step-down care and lodging for family members
- • Aftercare benefits include those for follow-up treatment, medical equipment needed for mobility, rehabilitation services, physical, occupational or speech therapy and more.
A full copy of the policy and stipulations and monthly rates are available in UAB for Me portal.
Protection against identity theft
InfoArmor provides identity-theft and credit-monitoring services that enable the company to identify ways in which you may be at risk and help you take precautions against fraud and identify as it happens rather than after the damage is done. You can choose from a menu of features and activate only those you want and receive monthly status reports, plus a free annual credit report.
The policy will reimburse your out-of-pocket costs should you fall victim to fraud, including the costs to file reports or place freezes, legal defense expenses and lost wages and more incurred as a result of resolving the fraud. The benefit is available to those with a Social Security Number, so it can be extended to cover a spouse or children or even a deceased family member. Policyholders have 24/7 access to customer care and resolution team members.
A full copy of the policy and stipulations and monthly rates are available in UAB for Me portal.
Benefits for pets
Pet Benefit Solutions includes a combined veterinary discount plan and a prescription savings plan to participants with single or multiple pets.
- Pet Assure veterinary discount plan
- PetPlus prescription savings plan
A full copy of the policy and stipulations and monthly rates are available in UAB for Me portal.
Questions?
The UAB Benefits Fair will be held 7 a.m.-4 p.m. Oct. 31 in the UAB Hospital West Pavilion Atrium to help answer any questions you may have before choosing your benefits for 2020. Can’t make it but have individual questions? HR consultants and benefits representatives will be available in schools/ departments for your convenience. A full schedule of times and locations are available in the portal. Contact your HR consultant or the UAB Benefits office, benefits@uab.edu or 934-3458.
More on open enrollment:
Information about benefit options is being provided to better enable you to make the best choices for your household.Previous:
5 things to know about open enrollment
Consumer-driven health plan continues to grow in favor
3 traditional health plan options are available for 2020
Dental coverage is available from BCBS
Premiums for health, dental and vision
9 ways to reduce your health care costs in 2020
